1.  Services

Munoz Ghezlan & Co provides consulting, business advisory, and funding process assistance. We do not guarantee approvals, funding amounts, or specific outcomes. All decisions by lenders or third-party providers are outside our control.

2. Eligibility

By using our website or services, you represent that you are at least 18 years old and legally able to enter into contracts in your jurisdiction.

3. Communications Consent (SMS & Email)

By submitting your phone number and/or email, you consent to receive communications from Munoz Ghezlan & Co, including SMS messages, emails, and calls relating to your inquiry, application, or services.

• Message Frequency: Varies based on engagement.
• Message & Data Rates: May apply from your carrier.
• Opt-Out: Reply STOP to unsubscribe from texts at any time. Reply HELP for help.
• Consent: Not a condition of purchase.
• Support: Contact us at support@munoz.ltd.

4. Payments & Refunds

If you make any payments for our services, you agree to provide accurate billing information. All fees are due as agreed at the time of purchase. Refunds, if applicable, are governed by the written agreements or invoices provided to you.

5. Intellectual Property

All content on this website (text, graphics, logos, designs, etc.) is owned by Munoz Ghezlan & Co and may not be copied, reproduced, or distributed without prior written consent.

6. Limitation of Liability

Munoz Ghezlan & Co is not liable for any indirect, incidental, or consequential damages arising from your use of our site or services. We do not warrant uninterrupted service or guarantee outcomes from third-party providers.

7. Governing Law

These Terms are governed by the laws of the State of Louisiana, without regard to its conflict of laws principles.

8. Updates

We may update these Terms from time to time. Continued use of our website or services after updates constitutes acceptance of the new Terms.